4-6 years back i was continuously living in Singapore and hence did not have any Indian medical insurance necessary.
then in the past 4-6 years i have had to keep a local medical insurance which has got nothing but ill health and sicknesses , from eye troubles to tooth decays and extractions to various other ailments.
so to summarize Indian medical insurance is really not good but one has to keep it in case there is a medical emergency or hospitalization.
in my view the medical insurance companies in india are more disease agents
Infact organized stalkers call and get ones insufanc transferred and cause ill health if one by mistake changes the insuance
